CIEE provides all sponsored program participants with coverage against the typical risks associated with international traveling. This insurance is mandatory and covers you for the duration of your stay in the US via the Aetna network, giving you access to over 670 000 doctors, hospitals and other medical centers throughout the United Sates.
Under the CIEE insurance policy, you will be covered for up to 100,000 US dollars in total in case of illness or accident,100,000 US dollars for personal liability, 100,000 US dollars for third-party damages, 15,000 US dollars for loss or theft of luggage, 20,500 US dollars for legal fees, 15,000 US dollars for emergency evacuation. Some expenses are not covered by the CIEE insurance (for example, third-party damages related to driving an automobile, injuries due to high-risk sports, expenses related to pregnancy, plastic surgery or expenses related to a pre-existing conditions). As for workplace-related accidents, they are first covered by your employer’s « workers’ compensation » policy and then complemented by your CIEE insurance.
It is usual in the US when you seek medical treatment for patients to pay a small portion of their medical bills out of their own pockets. This is called a co-pay. When you seek medical treatment, you will be responsible to pay this co-pay at the time of your visit. The co-pay amounts for this plan are:
– Outpatient : $50 per visit
– Inpatient : $100 per visit
A summary of your CIEE coverage, in printed or PDF version, will be sent to you before your departure.
For more in-depth information, please click on: www.ciee.org/insurance.